Looking to buy or sell a home in Tulsa, Oklahoma? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation
so you know what buyers will pay for your home in today's market. You
may also call us at (918) 706-9845 for a FREE home buying or selling
consultation to answer any of your real estate questions.
Most of the time before someone has a property in mind, we are dealing in estimates. We can estimate your property tax, home insurance and interest rate, and will provide you with all the information with a good faith estimate or a closing cost worksheet that will show all the costs involved. We like to estimate on the high side so you don't have any surprises.Once you've found a property, we can get real specific with the numbers and find out exactly what your costs will be. We like to do this so you have planned ahead for your down payment and you don't have any surprises when it comes to qualifying.
Why is the loan process so important? Well, it's the best way to look at a house. If you haven't had your credit pulled lately, you have no idea what you qualify for. You could find a house that you absolutely love, and be forced to forget about it because either you don't qualify or somebody who is pre-approved will buy it.
Buyers are afraid that giving someone like Randi a call will mess up their credit, but that's not true. When you're shopping for a home loan, you have a certain amount of time for your credit to be pulled so you can see if you could afford the house.
Finally, in this market we have low inventory, so buyers need to act fast. Talk to a lender before you go out looking for homes, so you know what's going on. You have a ton of buying power right now, with rates still near historic lows. The more rates rise, the more expensive your dream home is going to cost.
If you have any questions, feel free to give us a call or send us an email. We look forward to hearing from you soon!
